Legal Disclosures and Disclaimer

Everlight Planning is a Michigan-based life insurance and annuity consulting business. We do not offer legal or tax advice. The content on this website and within our marketing materials is for informational purposes only and should not be interpreted as financial advice, legal guidance, or tax consultation.

All representatives of Everlight Planning are licensed life insurance agents in the state of Michigan. We are not licensed to sell securities. Any reference to market performance refers to index-linked insurance strategies and not direct investments in securities.

We represent a variety of highly rated insurance carriers. Product recommendations are based solely on client needs, goals, and financial suitability, and we do not have captive agreements that limit our offerings.

While index strategies provide protection from market loss and potential for growth, no outcome is guaranteed. All policy benefits are subject to the terms and conditions of the issuing carrier.

By using this website, you agree not to rely solely on the content herein for decision-making. You are encouraged to consult with your own financial, legal, or tax advisor before taking any action.