Terms and Conditions

Effective Date: 07/28/2025

Welcome to Everlight Planning. By accessing or using our website, services, content, and materials, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree, you may not use our services or website.

Who We Are
  • Everlight Planning is a licensed financial services firm specializing in retirement income strategies, annuities, and insurance solutions.
  • We do not offer legal or tax advice.
Use of Website
  • You agree to use our website for lawful purposes only.
  • Do not violate any local, state, or federal laws.
  • Do not submit false information through forms.
  • Do not attempt to interfere with website functionality or security.
  • Do not use our content for resale or redistribution without permission.
Not Financial Advice
  • All content is for informational purposes only and does not constitute personalized financial, legal, or tax advice.
  • Consult a licensed advisor or tax professional for personal guidance.
Appointment Requests & Communication
  • You confirm that information submitted is accurate.
  • You consent to be contacted via email, phone, or text.
  • Submitting a form does not establish a client relationship.
Third-Party Links
  • Our website may link to external websites for convenience.
  • We are not responsible for the content or security of those sites.
  • Visiting those sites is at your own risk.
Intellectual Property
  • All content, branding, and media belong to Everlight Planning, LLC or its licensors.
  • You may not copy, reproduce, or distribute our content without written permission.
Limitation of Liability
  • We are not liable for damages resulting from use of the site.
  • We are not responsible for decisions made based on site content.
  • We are not responsible for technical issues affecting functionality.
Privacy Policy
  • Your use of this site is governed by our Privacy Policy, detailing how your data is handled.
Changes to These Terms
  • We may update these Terms anytime. Continued use implies acceptance of the new Terms.
  • Please review periodically.
Contact Information
© Everlight Planning. All rights reserved.

How It All Works

We learn about you

A quick and easy intake form helps us understand your current finances, goals and retirement expectations .

We Review Your Options

We analyze your current products and compare them with index strategies that offer stronger growth potential and downside protection.

You Stay On Course

We help you make informed decisions that fit your life, then we stay in touch as needs evolve.

Contact Us Today
Contact Representative
Testimonials

Recent Testimonials

Maveric: Michigan
Maveric
Michigan
★★ ★★ ★
“I had no idea what to do with my 401k from my old employer. Now I have my retirement safe with index growth potential and received a bonus for transferring.”
Joe: Michigan
Joe
Michigan
★★ ★★ ★
“I switched employers and was looking to secure my nest egg but still wanted growth potential. The products and service sold themselves. No pressure just execution.”
Julia: Michigan
Julia
Michigan
★★ ★★ ★
“I had no idea what I had or where. They handled the process of gathering all my information and helping me through the selection process. Now I know exactly what I have, where it is and that it's secure.”

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