An Index Strategy is a retirement tool that links your potential growth to a stock market index (like the S&P 500), without directly investing in the market. It combines the opportunity for growth with downside protection.

• Protection from Market Losses
• Tax-Deferred Growth
• Lifetime Income Options
• Potential for Legacy Planning
• No Direct Market Exposure

You select a strategy tied to an index. If the index goes up, you earn interest based on that growth (up to a cap or participation rate). If the index goes down, your account doesn’t lose value due to market performance.

• You’re concerned about market risk
• You want growth potential without direct market loss
• You’re planning for long-term retirement income
• You want to protect and preserve your principal
• Optional riders for long term care to prepare for potential health issues down the road

Let’s review your current retirement picture together and determine if this strategy fits into your overall plan. I’ll walk you through a simple suitability questionnaire and help you understand exactly how this can benefit you.